Nashawaty & Rand in Braintree, Massachusetts, has offered bankruptcy services since 1998. Over the years, we have helped many people just like you obtain debt relief. If you are struggling with your finances, our Massachusetts bankruptcy law attorneys can talk to you about your options regarding the following.
- Bankruptcy Chapter 7: We can help you determine eligibility for Chapter 7 bankruptcy under the income means test.
- Bankruptcy Chapter 13: We can help structure an affordable payment plan that allows you to repay anywhere from 0 percent to 100 percent of your debt over the course of three to five years.
- Avoiding foreclosure: Are you behind on your mortgage payments and at risk of closing your home to foreclosure? You can save your home by filing for bankruptcy. Talk to our lawyer about your options.
- Second mortgage strip off: You may be able to strip off (remove) the second mortgage on your home with Chapter 13 bankruptcy.
- Dischargeable vs. nondischargeable debt: Do you have questions about the differences between dischargeable debt and nondischargeable debt? Dischargeable debt includes credit cards and medical bills. Nondischargeable debt includes tax liabilities, criminal restitution penalties, child support, spousal support and student loans.
- Creditor harassment: Do you want to stop phone calls from harassing creditors, past due bills, foreclosure proceedings, vehicle repossessions, wage garnishment, utility shut off and other collections actions? When our Quincy Chapter 7 and Chapter 13 bankruptcy attorney petitions the court for bankruptcy, an automatic stay will be filed. The automatic stay puts an end to creditors' attempts to collect on debts.
- What can I keep in a bankruptcy?: You may be worried about losing your belongings in bankruptcy. Our attorney can ensure your exemptions are maximized under Massachusetts law.
- How a Chapter 13 can save your home: Chapter 13 bankruptcy can save your home by getting you on an affordable payment plan to cure the arrears on your mortgage. If you have a second mortgage, Chapter 13 bankruptcy can strip off the second mortgage.
- Life after bankruptcy: In life after bankruptcy, you can rebuild your credit, reduce anxiety and stress, save your car from repossession, save your home from foreclosure, stop creditor harassment and obtain a fresh start on your finances.
We offer free initial consultations. To schedule yours, please call 781-848-8545. You may also contact us online. We can arrange evening and weekend appointments to accommodate your schedule.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
